Savings Growth Calculator
Visualize how contributions and compounding grow your savings — with inflation-adjusted (real) value.
Inputs
End-of-period (ordinary) vs beginning-of-period (annuity-due) contributions change how long cash is invested. Annual step-ups apply at the start of each new year. The “Real” line shows purchasing power after inflation.
Results
Includes growth on starting balance and contributions.
Deflated by cumulative inflation over the horizon.
For beginning-of-period contributions (annuity-due), contributions are applied before growth each period; for ordinary annuity, after growth. Yearly step-ups apply at the start of each new year.
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