Fixed DepositSimple & CompoundMaturity Planning
FD Calculator
Estimate maturity value, interest earned, and yearly growth for your fixed deposit with fast, accurate calculations.
FD Engine Term Deposit Maturity Forecast
FD Calculator
Deposit amount$100,000
Interest rate (p.a.)6.5%
Tenure5Yr
Invested amount
$100,000
Estimated returns
$38,042
Maturity amount
$138,042
Total growth
38.04%
Tenure
5 years
Rate model
Compounding
Portfolio valuePrincipal baseline
Mode: Compound Interest FD
What is a Fixed Deposit (FD)?
A fixed deposit is a term investment offered by banks and NBFCs where your money is locked for a fixed duration. In return, you earn a pre-decided interest rate. FD tenures usually range from a few days to multiple years.
How can an FD calculator help you?
- Calculates maturity amount instantly without manual effort.
- Shows interest earned separately from principal.
- Lets you compare simple vs compound FD outcomes.
- Helps compare tenure and rate options from different institutions.
FD maturity formulas
Simple interest FD:
M = P + (P × r × t / 100)
Compound interest FD:
M = P × (1 + r/n)^(n×t)
- `P` = principal amount
- `r` = annual interest rate
- `n` = compounding frequency per year
- `t` = tenure in years
- `M` = maturity amount
How to use this FD calculator
- Select FD type: simple or compound.
- Enter deposit amount, annual interest rate, and tenure.
- For compound FD, select compounding frequency.
- Review invested amount, total interest, and maturity value.
Advantages of using the FD calculator
- Free and reusable for unlimited scenarios.
- Useful for planning future cash needs and goals.
- Makes it easy to compare FD offers and tenure combinations.
Related FD topics
Fixed Deposit
Types of Fixed Deposit
Overdraft Against FD
Monthly Interest on 1 Lakh FD
Non Callable Fixed Deposits
FD Sweep-in Facility
Auto Renewal of FD
Flexi Fixed Deposit
Senior Citizen FD Interest Rates
FD Double Scheme
Monthly Interest Payout FD
FAQs
Trade gold with discipline, not emotion
Get real-time entries, exits, and risk levels with daily context and timing.
Inquiries
Talk to our team
Product & Subscription Inquiries
For pricing, enterprise access, or integration questions, reach us directly.
Business hours: 09:00–18:00 IST · Enterprise SLAs available on request.